Foreigner Loan

Personal Loan for Foreigners in Singapore

We welcome Work Permit, S Pass and E Pass Holder to Apply

If you are a foreigner working in Singapore, chances are you may face some financial difficulties too, just like every other citizen of the country. However, your case is a bit different: while the citizens have friends and family to approach for financial assistance, you probably don’t have such privilege. Does that mean there is no way out? Far from it!

If you find yourself in such a distressing situation, Raffles Credit is there to offer you a lifeline, take advantage of the country’s Foreigner Loan to attend to that biting financial problem.

As a foreigner who needs a loan, you must meet some conditions as a proof of your eligibility for the loan.

Office Staff

Foreigner Loan Qualification Criteria

  • You must be at least 18 years old.
  • For Foreigner : You must have a regular employment or source of income with an annual income that is $24,000 and above. ​
  • If your annual income is below this amount, your chances of getting the loan are reduced.
The following documents are required in applying for the Foreigner Loan:

For Foreigner (Minimum Income > S$2000)

  • A valid work permit / S Pass / Employment Pass
  • Passport​
  • Proof of Employment (staff pass, company pass, recent 3 month Pay slips & employment letter)
  • Proof of Residence (Tenancy Agreement & recent bill or letter addressed to you)
  • Latest bank statement of account to which salary is credited
  • Singpass (To Download IRAS NOA)

If you satisfy the requirements above and have the necessary documents to back up your claims of a steady source of income, your application form has a high rate of approval.


A couple of the benefits of this loan type are:

Unsecured loan: The foreigner loans are 100% unsecured. This means that you will find it very easy to get the appropriate financing as an expatriate working in.

Flexible repayment: Your unique need and repayment ability are considered when planning your repayment.

Easy application: Applying for the loan is also very easy. You first need to read the basic requirements whether you can meet them or not. If you meet them, just approach the company and you can easily get the loan for your urgent needs.

Lower interest rates: A foreigner loan is designed to ease your financial needs and not to pile more pressure on you. In view of this, when you take our Foreigner loan, the interest rate is low enough to make repayment easy for you.

Rather than giving up under the pressure of financial pressure, take a Foreigner loan to keep your finances under control. This will keep you in absolute control of your life.


Raffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore IconRaffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore

17A Circular Road

4.9 257 reviews

  • Avatar Yoga Yip ★★★★★ a week ago
    I highly recommend this financial company if anyone of you want to apply for a quick loan. My loan is … More approved within half an hour. The officers are extremely friendly, polite, and professional when attending me. 👍🏻🙏🏻
  • Avatar vincent lim ★★★★★ a week ago
    John and his colleagues are very helpful in providing their service and useful information to their client. … More
  • Avatar Kun Ti Mathew Lu ★★★★★ 2 weeks ago
    John gives great help every time and they are very friendly and response too!
  • Avatar Serene Low ★★★★★ 3 weeks ago
    They are professional advisors who always give me the best support! Highly recommended if anyone needs … More any financial assistance . 👍👍👍👍
  • Avatar Bee Bee ★★★★★ 4 weeks ago
    Thanks Raffles Credit for helping me tide over the most difficult period. The staff are helpful and kind … More in addressing and solving my financial issue.
    The offered repayment plan literally eased my burden.
    Once again, thank you for your help!
  • Avatar Adam Ck ★★★★★ 2 months ago
    Ms Joy displayed friendilness, attentiveness and professionalism understanding my needs and proposing … More a most suitable loan for my needs. This made me felt assured and satisfied. Well done and keep it up!
  • Avatar Eve Ho ★★★★★ 2 months ago
    Staff have been very helpful and they always understand my needs. Always felt comfortable when visiting … More them.
  • Avatar sn nadish ★★★★★ 3 months ago
    Truly professional approach. John and Grace have proven their profession and have assisted me in getting … More my preferential loan and the tenure of payment. Friendly and down to earth service. Hats off to you guys. Thank you.
  • Avatar Srijesh Nair ★★★★★ 2 months ago
    I would like to express my gratitude for the recent loan application with special thanks to John, the … More loan officer. John was friendly and patient, he Really helped me to get through loan process. Thanks for his hard efforts. I will definitely opt for Advance Planners whenever I need any assistance in the future.
    Really recommend Advance Planner as it hassle free to apply loan here
    Thanks once again John for ur effort.
  • Avatar Kenneth slut ★★★★★ 4 months ago
    I would like to express my gratitude for the recent loan application with special thanks to John, the … More loan officer. John was friendly and patient, he solved my financial needs extremely well. His preparation work was evident and addressed with the specific problems that I had. I will definitely opt for Advance Planners whenever I need any assistance in the future. HIGHLY RECOMMENDED LENDER IN SG.
  • Avatar mrs RTD ★★★★★ 3 months ago
    I am very happy with this company. They really helped me finish my loan without pressuring me. They are … More very very patient with me especially this past few months that i had struggle financially. All their staff will serve you with a smile. Everything will be properly explained to you .
  • Avatar dee dee ★★★★★ 2 months ago
    Grace, the staff there and colleagues are really friendly. Prompt and efficient service. Will always … More assure the customers. Love them! Thanks guys for your service and support!
  • Avatar Jzun Ng ★★★★★ a month ago
    I reach Advance Planners at e last minute which they r closing soon....
    Sth surprise me is 3 of their
    … More staff greeted me w/ a big smile and welcomed me. I feel delighted w/ such gesture from them.
    Excellent service. Kudos.!
  • Avatar Lan PetJubz ★★★★★ a month ago
    Service is second to none. Honest and transparent in all transactions made available. Customer service … More (Ms Rachel) is excellent and top notch. Definitely recommended for those who are in need.
  • Avatar James Lin ★★★★★ a week ago
    I am a returned Advance Planners Credit customer as they are the most Friendly licensed lender who I … More ever meet. The staff listened to my problems and tailor made a flexible repayment plan for me to pay. Trusted lender!

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